Pradhanmantri Mudra Loan Yojana: The government has started a loan program called Pradhan Mantri Mudra Loan Yojana for all the citizens of the country to help them start their own businesses. This program was launched by our Prime Minister, Narendra Modi. If you want to start a new business or expand your current one, you can get a loan from Rs 50,000 to Rs 10 lakh through this scheme.
The government is offering these loans to those in need with easy bank terms and conditions. If you are unemployed and don’t have enough money to start your own business, this is a great opportunity for you. You can get a loan through the Pradhan Mantri Mudra Loan Yojana 2024, started by PM Modi, to begin your business.
If you are looking for Pradhanmantri Mudra Loan Yojana then you are at the right place. In this post we will share with you necessary details you should know about this scheme…
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Pradhanmantri Mudra Loan Yojana
Under Pradhanmantri Mudra Loan Yojana the government will give them a loan up to Rs 10 lakh through the PM Mudra Loan Scheme. The loan will go directly into their bank account. To get this loan, they must apply for the PM Mudra Loan Scheme.
You can use this loan to start a new business or grow your current one. This scheme will help unemployed citizens who can’t find a job to start their own business by applying for a loan. We’ll share more details on this soon.
Benefits Provided By This scheme
The program is divided into three parts called ‘SHISHU’, ‘KISHORE’, and ‘TARUN’. These names show how much the business has grown and how much money it needs.
- SHISHU: For loans up to Rs. 50,000.
- KISHORE: For loans more than Rs. 50,000 up to Rs. 5 lakhs.
- TARUN: For loans more than Rs. 5 lakhs up to Rs. 10 lakhs.
Eligibility criteria for availing this scheme
The PM Mudra Loan Scheme helps people in India start their own businesses.
To get this loan, you need to be at least 18 years old.
If a bank says you haven’t paid back money you owe them, you can’t get this loan.
You should know about the kind of business you want to start.
You’ll need documents like Aadhar card, voter card, ration card, PAN card, caste certificate, and business-related certificates.
Pradhanmantri Mudra Loan Yojana Online Application Process
To enroll for a Mudra loan, you need the following:
- ID Proof
- Address Proof
- Passport size photograph
- Applicant Signature
- Proof of Identity/Address for Business
Steps to Apply:
- Visit the PM MUDRA official website and go to the Udyamimitra portal.
- Click on ‘Apply Now’ for Mudra loan.
- Choose if you are a New entrepreneur, Existing Entrepreneur, or Self-employed professional.
- Enter your name, email, and mobile number, then generate OTP.
After Registration:
- Provide Personal and Professional Details.
- If needed, select support agencies for help with project proposals, otherwise, click ‘Loan Application Center’ and apply.
- Choose the type of loan needed: Mudra Shishu, Mudra Kishore, or Mudra Tarun.
- Fill in Business Information like name, activity, and industry type (Manufacturing, Service, Trading, or agriculture-related).
- Enter owner details, existing banking/credit facilities, proposed credit, future estimates, and preferred lender.
- Attach required documents: ID proof, address proof, photo, signature, and business proof.
- Submit the application to receive an Application Number for future reference.
Pradhanmantri Mudra Loan Yojana Helpline Number
| Helpline Number | 18003457150 |
| Office Address | SWAVALAMBAN BHAVAN, C-11, G-BLOCK, BANDRA KURLA COMPLEX, BANDRA EAST, MUMBAI – 400 051 |
Also Read: Madhubabu Pension Yojana ki Puri Jankari
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