PMRY Loan Yojana Apply online Portal launched by our PM Modi Ji. This Yojna provides loan assistance to unemployed Peoples in India, so that they can Become self-employed. This scheme helps individuals by providing necessary financial Loans who want to set up their own Business.
If you are looking for PMRY Loan Yojana Apply online then you are at the right place. In this post we will share with you necessary details you should know about this scheme…
Contents
PMRY Loan Yojana Apply online
First The Pradhan Mantri Rojgar Yojana 2024 is a great chance for unemployed young people in India to start their own business. Anyone who wants to begin a new business can use this scheme. The government helps by giving low-interest loans to unemployed youth through banks so they can set up their business.
Applicants must be between 18 and 35 years old. Special preference is given to Scheduled Castes (SC), Scheduled Tribes (ST), Women, and Other Backward Classes (OBC). The business cost should not be more than Rs 2 lakh.
This PMRY Loan Yojana Apply online Portal aims to help unemployed youth who have financial problems start their own businesses. If you are facing money issues, Pradhan Mantri Rojgar Yojana (PMRY) can support you.
Benefits Provided By This scheme
- You need to be jobless and between 18 and 35 years old.
- You should have finished at least 8th grade.
- You must have lived in a certain area for at least 3 years.
- Your family’s total income, including your spouse’s, should be between Rs 40,000 and Rs 1 lakh.
- You should have a good payment history and not owe money to any national bank.
Eligibility criteria for availing this scheme
Age:
For most people, you need to be between 18 and 35 years old.
For SC/ST/OBC and ex-servicemen, you can be up to 45 years old.
Education:
You need to have passed at least 8th grade.
If you’ve done a 6-month government program, you get a preference.
Family Income:
Your family’s yearly income must be less than Rs 40,000.
You need to give a signed statement proving your family’s income when you get the loan.
Residence:
You must have lived in the area where you are applying for the loan for at least 3 years.
New married women have relaxed rules.
In Meghalaya, married men follow the same rules as married women in other parts of India.
A ration card is proof of residence, or a certificate from the District Magistrate if you don’t have one.
Other Rules:
If you owe money to other banks, you can’t get this loan.
If you’ve already got a loan from this scheme before, you can’t get another one.
Special Rules for Certain Areas:
In the North Eastern States, Jammu & Kashmir, Himachal Pradesh, and Uttarakhand, some rules are different:
The age limit for general category people is up to 40 years.
Activities like pig farming, small tea gardens, fishing, gardening, and poultry farming are included.
Pradhanmantri Mudra Loan Yojana Online Application Process
Go to the official website of PMRY Loan Yojana Apply online.
When you get to the website, you will see the homepage.
Download the application form from the website.
Fill in all the information in the form, like your name, Aadhaar number, mobile number, and other details.
After filling out the form and attaching all the needed documents, go to the bank where you want to get the loan and submit it.
The bank will check your application and documents, and they will contact you within a week.
If everything is correct, the bank will approve your loan so you can start your business.
Your application will go through this process.
Also Read: Bandhkam Kamgar Yojna 2024: जून में महीने में आया नया अपडेट
So this is all the Information We Have About PMRY Loan Yojana Apply online. You are free to use it as you like.
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